Crypto to Riches Trading Education

TERMS AND CONDITIONS OF USE

BY USING OUR WEBSITE, YOU AGREE TO OUR PRIVACY POLICY AND TERMS & SERVICES. PLEASE READ THESE TERMS CAREFULLY BEFORE USING OUR SITE OR SERVICES. 

Use of this website indicates acceptance of these “Terms of Use” and forms a binding agreement between you and Crypto to Riches Trading Education Ltd. If you do not agree to these terms, do not use this Site.

Last Modified: March 2, 2022

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Crypto to Riches Trading Education Ltd.  ("we", "us" or "our")  is a company incorporated pursuant to the laws of Canada. In consideration for permitting your access to our website, online services and courses, along with other good and valuable consideration, you agree as follows:

These terms and conditions (the "Terms") form a legally binding agreement which govern your access to and use of our website and online platform hosted at https://www.cryptotoriches.com and related subdomains using online course software provided by Thinkific Inc. (“Thinkific”). Collectively our website and our online course platform (in which we license access to our courses) are referred to in these Terms as the “Platform”.

THESE TERMS HAVE PROVISIONS WHICH LIMIT OUR LIABILITY AND IMPOSE OBLIGATIONS ON YOU. 

You must review these Terms carefully before using the Platform. By using Platform, you, the user ("you" or "your"), represent and warrant that (i) you are at least 18 years old; and (ii) you have read and understand these Terms and agree to be bound by them.

If you are using the Platform on behalf of, or in the employ of, an organization (corporation, trust, partnership, etc.), you are agreeing to these Terms for that organization and representing and warranting that you have the authority to bind that organization to these Terms.  In such a case, "you" and "your" will also refer to that organization and yourself individually. For greater clarity, both you as an individual and your organization are legally bound by these Terms which form an agreement between you and us.

AMENDMENTS 

As the Platform and our courses continue to evolve, we may, at any time, revise these Terms and our policies by updating this page or the page hosting the relevant policy.  The date of the last version of these Terms is posted above.   While we will never retroactivly change any pricing detials, as you are bound by these Terms each time you use the Platform, you are responsible for periodically reviewing the amendments to these Terms and you are deemed to have accepted and agreed to such amendments by accessing and using the Platform after such amendments have been posted.  If you do not agree with the amendments, you shall immediately stop accessing the Platform and terminate your account, subject to the terms provided for herein. We may also undertake to send you an email or display notice of any changes to the Terms or policies in your account. 

PRIVACY

We use personal information you provide us in accordance with our privacy policy, which is incorporated by reference and available online at https://www.cryptotoriches.com/pages/privacy. By using the Platform, you consent to such processing and you represent to us that all information provided by you is accurate. 

About Our Online Service

We provide online courses with information on financial literacy and cryptocurrencies. However, neither we nor any of our directors, officers or employees (including Hillorie Le) are professional investment advisors, registered broker dealers, nor, by the nature of our Platform, do we endorse making any specific investments or trading in any specific financial assets, cryptocurrencies or digital assets. See our “Acceptance of Risk and Disclaimers” section below for more details. Our Platform is intended for educational and informational purposes only. 

Educational and Informational Purposes Only

All of the information provided on our websites and contained in our products, whether for purchase or not, is for educational and informational purposes only. Nothing on our website claims to guarantee accurate, complete, reliable or up-to-date information. 

Establishing an Account 

To use the Platform, you will be required to register an account and provide certain personal information as referenced in our privacy policy.  Via our third party online course platform provider, Thinkific, we may also allow you to create an account via third party providers such as Facebook. If you elect to establish your account via a third party provider, you agree to permit us to collect the personal information such third party sends us to establish your account. 

Regardless of whether you access our free courses or content, pay for your account courses or our services directly or not, you agree that access to your account and/or our services and courses constitutes good and valuable consideration in exchange for agreeing to these Terms, our privacy policy and all other documents and policies incorporated by reference. 

Upon establishing an account, we grant you a non-transferable, non-exclusive license to access the  Platform, and any free courses or courses you pay for, in accordance with these Terms. However, we reserve the right to revoke that license and your access to the Platform and courses without justification or cause, at any time. We make no representations or warranties as to the ongoing availability of the Platform, or your access to it and the various courses we publish. 

Course Content License

When you purchase access or are given free access to our courses, you are purchasing or granted a limited license to access the course online via the Platform. Your license to access and use the course will expire either (i) at the end of a two year period following your first access to the course; or (ii) the date upon which we no longer offer the Platform or the applicable course, whichever occurs first.  We may, however, in our sole discretion, permit you to review and access course materials even after the above license period in some situations, or upon your request. 

"Lifetime", where stated, for example "lifetime access" or "lifetime updates" refers to the lifetime of the course. Lifetime access and lifetime updates only applies to materials: Core curriculum and any bonuses.

Mentorship, email support, Course discussions, Facebook group comes with 12 months access only.

You agree not to copy or download any portion of our courses and that you will only access course materials on our Platform. 

We authorize you to view, read, and/or watch the contents and lessons through our Platform. When offered by a clear prompt in the course or lessons, you are authorized to download or make one copy of the shared tools, spreadsheets, checklists, journals, calculators, and PDFs for personal use only. One copy of the allowed shared documents may be printed for study purposes only, and required that you make no modifications to them and that you retain all copyright and other proprietary notices contained in the original tools, spreadsheets, checklists, journals, calculators, and PDFs. You may not modify the materials on our Platform in any way or reproduce, share, sell or distribute them. You agree to keep all materials confidential, and to not sell, auction, loan, rent, give away, describe, summarize, or otherwise reveal the materials or their contents to any other person or entity. Any breach of these Terms of Use automatically terminates your authorized use of our Platform.

Account Not Transferrable

Access to your account is not transferrable and is only intended for you, the individual who established the account.  You are not permitted to share your login credentials with any outside entity, party, or individual. One enrollment/signup/account grants access to one individual only. As a result, you are not permitted to change the name associated with your account.

Account Security

Upon setting up an account, you will be required to create a username and password.  You are responsible for safeguarding the password you use to access the  Platform and you agree not to disclose your password to any third-party.  

You agree to use a unique password for your account which you do not use for any other online service (unless you sign-in with a third party provider like Facebook). As we, or Thinkific, may send password reset notices and links to your email account registered on the Platform (i) you are responsible for ensuring that your email address provided to us is accurate; and (ii) you represent and warrant to us, and agree that you will ensure, you are the sole person, at all times, with access to the email account registered in connection with your account.

You agree you are responsible for any activity on your account and all correspondence provided to us from any email address or phone number used to register your account, whether or not you authorized that activity or correspondence.  You agree that we are, in respect of any instructions or actions taken by a person using your account, entitled to assume that the person is you; the person whose name and personal information is registered and associated with the account.

You must immediately notify us of any unauthorized use of your account. 

You must inform us of any changes to your contact details and other information provided to us, including, but not limited to, your email address and telephone number. 

While we and our third party software and technology providers take certain security measures in relation to the Platform, you acknowledge that the technical processing and transmission of the  Platform and related data and information, including your own account data and information, is at risk of being hacked or stolen by third parties and will involve transmissions over various networks and devices, including networks and devices not owned or controlled by us. We rely on a number of third parties to make the Platform available, including data and web hosting providers. You accept all such risks in using the Platform and you agree and acknowledge that in using online platforms, there is always a risk of unauthorized access to and use of your information, including your personal information. 

Acceptable Use of the  Platform

In using the   Platform, you agree, and you represent and warrant to us that you:

1. Will not use the Platform in a way that has any unlawful or fraudulent purpose or effect;
2. Will not copy, reproduce, share, resell or reuse, for any commercial or non-commercial purposes, all or any portion of our course contents, or any copyrighted contents owned by us or any third party;  
3. Will comply with all applicable laws, rules and regulations;   
4. Will not upload, transmit, disseminate, post, share, store, use any content, data or information, perform any services or do anything that infringes on, or contributes to any infringement of, any intellectual property rights; including copyright, trademark, patent or trade secret rights, whether of ours or any third party;
5. Will not disclose your password or transfer your account to any third party, or allow any third party to access your account;
6. Will not send us, upload, copy, distribute, share, create or otherwise use content, code or information that contains or embodies software viruses or any other malicious computer code that is designed to interrupt, undermine, destroy or limit the functionality of any computer software, hardware or communications equipment, or that is designed to perform functions on any software, hardware or equipment without the owner's express consent;
7. Will not use any software bot or data scraping techniques that accesses the Platform or courses to scrape or pull data for any purpose, whether such data was displayed publicly or not. 
8. Will not collect, harvest or store any personally identifiable information, including user account information, from us;
9. Will not translate, reverse engineer, decompile, disassemble, modify or create derivative works based on the Platform and its underlying software code or any courses or information thereon; and
10. Will not circumvent, disable, violate or otherwise interfere with any security related feature of the Platform.
11. Will not dispute any payments that granted you initial access or continued access to the Platform, our content, and any of our products or services.
12. Will refrain to refrain from making any false, derogatory, disparaging, defamatory or untrue statements, whether oral or in writing, that are injurious or otherwise negatively impact our business, products, services, brand, trademarks, or reputation. 

We may, but have no obligation to, remove users from the Platform that we determine, in our sole discretion, to have, or which may reasonably appear to have, violated these Terms.

Once we have decided, at our sole discretion, that you have, or reasonably appeared to have violated any of our Terms, we may cancel your course membership and revoke your Platform access, without refunding your original or any following payment(s). Any student, customer, or user who has had their membership cancelled and access revoked will at that point be blacklisted from our Platform, including any and all current or future business products and services of ours, and be forbidden to join us at any time again in the future. We may notify you of your cancelled membership, revoked access, and blacklisted status, but we have no obligation to.

 
Fees

Our fees for using the Platform and licensing course access are displayed on our website or may otherwise be provided to you in an email or written correspondence. By agreeing to these Terms, you agree to pay all fees associated with or arising from your account, courses you access or services we provide you. Our fees are subject to change, however, under no circumstance will our fees for accessing courses or our services change retroactively. 

 
Taxes

You agree to pay any and all sales taxes, whether Canadian or foreign, applicable to this agreement or arising in any way from your account and access to and use of the Platform and our courses.

 
30 Day Money Back Guarantee 

We believe in fair-exchange, honesty, and fairness. If within 30 days of your enrolment into our course, you feel that you did not receive value from us that is in fair exchange for the tuition you paid, we may grant you a refund of your purchase minus any payment processing fees.

To be eligible for our money back guarantee, you must contact us before 30 days has elapsed from the day of your course enrolment. Any requests sent after this time will not be eligible.

You must provide us with legitimate and justified reasons for why you feel you did not receive fair exchange for the value you paid. You must have completed a majority of the course and done your best to implement what you learned.

Your request should include:

i) What you learned from the course and teachings and why it’s not working out for you;

ii) What you were looking for or hoping to learn but didn’t find;

iii) Proof of active participation, initiative, and responsiveness in the student Facebook community or Course Discussions;

iv) Screenshots and proof that you have made an effort to ask questions when experiencing challenges during the program;

v) Screenshots and proof that you have made an honest effort to implement what you learned on charting platforms (your analysis, technical analysis markups, price action predictions, etc). We will never ask you for crypto exchange platform screenshots or crypto wallet screenshots.

All refunds are at our sole discretion.

Refund Policy

Given the digital nature of our services and our online courses, where you are given instant access to consume its contents, we do not offer any refunds past 30 days of your purchase. In addition to our 30 Day Money Back Guarantee, you are eligible for a refund in the (i) first 48 hours of purchase; as long as (ii) less than 15% of the course content has been viewed.

In the event of a refund, you agree to pay the Stripe payment processing fee for the original payment, as this payment processing fee is not refunded to us and is not absorbed by Crypto to Riches Trading Education Ltd.

Under these terms and conditions, “viewed” constitutes as clicking on any lesson title or opening any part(s) of the course. It does not consider whether or not you have consumed the lesson contents, in its entirety or in part, or “Marked as Complete” in lessons on the Platform. We have data such as access logs and activity feeds which shows us all actions users have taken on our websites and Platform, and this is what will be used to determine how much of the course content you have viewed.

We do not offer refunds for those who do not do their due diligence prior to enrolling to ensure the course is the right fit or suitable for them. It is the customer's responsibility to review our sales page documentation, terms and conditions, social media and other marketing materials carefully prior to the purchase of our products and online courses.

There are no refunds offered for customers who do not find the time or make the time to go through the course. Time management and learning the content provided is the student's responsibility. Delivering the content and providing the support is our responsibility.

There are no refunds for customers who do not feel confident in their abilities before starting the course(s), while going through the course(s), during their learning journey and course membership, or after completing the course(s). You agree we are not responsible for your confidence levels.

There will be no refunds for customers who decide to not use anything they found in the course, who do not take action, or choose to not apply, implement, or practice what they’ve learned. You agree we are not responsible for what you decide to do or not do with the information we’ve shared on our Platform.

 
Payment

We facilitate payment on the Platform using Stripe, Inc., Stripe Payments Canada, Ltd. and their related entities (collectively “Stripe”) in addition to PayPal Canada Co. and their related entities (collectively “PayPal”). For more information on Stripe’s terms of service, their Stripe Services Agreement and privacy policy, visit https://stripe.com/en-ca/ssa and https://stripe.com/en-ca/privacy.  For more information on PayPal’s terms of service for Canadian users, visit https://www.paypal.com/ca/webapps/mpp/ua/useragreement-full. 

You agree that we may bill your credit card or other payment method for all fees and taxes. Where we do not bill your payment method in advance, you agree that all invoices we provide you shall become due upon receipt.   

Payment Plans

A. When offered, and you select a payment plan at checkout to purchase access to our courses or products, you agree to pay to the us the full amount under the payment plan.

Payments will be automatically charged on a bi-weekly / fortnightly (every 2 weeks) schedule from your first payment. When you opt for a payment plan, you will be responsible for paying the remaining instalments until all payments have been made.

You authorize our company to charge the credit card or account you used at checkout to complete all subsequent payments pursuant to the payment plan you selected at checkout, and you do not require separate authorization for each payment.

 
 B. Payment Default. If any payments fail, you agree to remedy the situation immediately (ie. update your payment information, provide a new credit card, and/or make all past-due payments within 7 business days) or else you forfeit your right to access our Platform. In the event that a payment is not made as per the payment schedule you agreed to at checkout, your account access will be temporarily suspended until the payment(s) owing are made.

After 7 days of an instalment payment failure, without any remedy by you, we reserve the right to send your account to collections for any outstanding monies due and owed under this Agreement. You shall be liable for any costs we incur relating to collecting defaulted payments, including but not limited to legal fees.

 C. Blacklisted Status. In the event that you do not pay your outstanding balance under the payment plan, we may cancel your course membership and revoke your Platform access, without refunding your original or any subsequent payments made under the payment plan. Any student, customer, or user who has had their membership cancelled and access revoked will at that point be blacklisted from our Platform, including any and all current or future business products and services of ours, and be forbidden to join us at any time again in the future. This includes but is not limited to the Platform, courses and materials, coaching and support, Facebook groups, student communities, and newsletters. We may notify you of your cancelled membership, revoked access, and blacklisted status, but we have no obligation to.

You may be removed from the blacklist at our sole discretion under the condition that your outstanding balance has been paid in full.

 ACCEPTANCE OF RISK AND DISCLAIMERS

EVERYTHING ON OUR PLATFORM AND PROVIDED AS PART OF OUR COURSES IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.  WE HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY.

YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO OUR ADDITIONAL DISCLAIMERS POSTED ON OUR PLATFORM AT HTTPS://WWW.CRYPTOTORICHES.COM/PAGES/EARNINGS-DISCLAIMER,  WHICH ARE INCORPORATED REFERENCE HEREIN. 

YOU ACKNOWLEDGE THAT BUYING AND SELLING CRYPTOCURRENCIES IS RISKY AND HIGHLY SPECULATIVE. YOU SHOULD ONLY PURCHASE CRYPTOCURRENCIES IF YOU CAN AFFORD TO LOSE THE ENTIRE AMOUNT OF YOUR PURCHASE. YOU ACKNOWLEDGE THERE IS A RISK THAT THE VALUE OF ANY CRYPTOCURRENCIES YOU PURCHASE DECREASES TO NIL. 

WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT CRYPTOCURRENCIES CAN LAWFULLY BE PURCHASED BY YOU BASED ON WHERE YOU RESIDE OR WHERE YOU ARE A CITIZEN. YOU SHOULD CONSIDER OBTAINING YOUR OWN LEGAL ADVICE IN RESPECT OF WHETHER YOU CAN LAWFULLY BUY, SELL OR TRADE CRYPTOCURRENCIES. 

YOU AGREE THAT, WHILE WE STRIVE TO HAVE ERROR FREE AND UNINTERRUPTED ONLINE PLATFORM, WE DO NOT GUARANTEE THE ABSENCE OF INTERRUPTIONS NOR SHALL YOU HOLD US LIABLE FOR ANY DAMAGE SUCH INTERRUPTIONS MAY CAUSE. OUTAGES AND DOWNTIME MAY OCCUR FOR VARIOUS REASONS. 

YOU FURTHER AGREE THAT, WHILE WE AIM TO HAVE ERROR FREE AND UP-TO-DATE CONTENT ON OUR PLATFORM, WE DO NOT GUARANTEE THAT OUR CONTENT IS ACCURATE, COMPLETE, UP-TO-DATE, OR TIMELESS. YOU AGREE TO NOT RELY ENTIRELY ON WHAT WE SHARE AND ACCEPT THAT SOME OF OUR CONTENT MAY BE INCORRECT OR OUTDATED. WE DO NOT GIVE ANY WARRANTY OR OTHER ASSURANCES AS TO THE CONTENT OR MATERIALS FOUND, CONTAINED WITHIN, OR PLACED ON OUR WEBSITES, PRODUCTS, SOCIAL MEDIA, OR ANY OTHER PUBLICATIONS. WE DO NOT GUARANTEE THE FITNESS FOR ANY PARTICULAR PURPOSE OF OUR CONTENT, NOR THAT IT IS SUITABLE FOR YOU. YOU SHALL NOT HOLD US LIABLE FOR ANY DAMAGE OR LOSS YOU MAY SUFFER FROM FOLLOWING, RELYING ON, OR CONSUMING THE AFOREMENTIONED CONTENT.

YOU FURTHER ACKNOWLEDGE THAT THERE IS A RISK OF MALICIOUS CYBERATTACKS AGAINST YOUR ACCOUNTS THAT MAY STORE OR HOLD CRYPTOCURRENCIES, YOUR PERSONAL COMPUTING DEVICES, SMART PHONES AND ANY THIRD PARTY DIGITAL ASSET CUSTODIAN YOU MAY ELECT TO STORE YOUR CRYPTOCURRENCIES WITH, WHICH MAY RESULT IN THE LOSS OR THEFT OF YOUR CRYPTOCURRENCIES.  YOU ACCEPT SUCH RISKS. 

YOU ACCEPT ALL RISKS ASSOCIATED WITH THE CUSTODY OF YOUR CRYPTOCURRENCIES, INCLUDING BUT NOT LIMITED TO THE RISKS ASSOCIATED WITH LOSING YOUR PRIVATE KEYS AND SENDING FUNDS TO AN INCORRECT OR INVALID WALLET ADDRESS, WHERE THEY BECOME FOREVER INACCESSIBLE.  

IN SOME CASES, CRYPTOCURRENCIES WERE CREATED IN A DECENTRALIZED MANNER WITH NO LEGAL ENTITY WHICH CLAIMS OWNERSHIP OF THE UNDERLYING TECHNOLOGY OR NETWORK. YOU ACCESS AND USE THOSE NETWORKS AND THE CORRESPONDING BLOCKCHAIN AT YOUR OWN RISK. 

WHILE OUR COURSES, WEBSITES, MARKETING MATERIALS, SOCIAL MEDIA AND EMAIL ACCOUNTS RELATED TO OUR COMPANY MAY HAVE REFERENCE TO SPECIFIC THIRD PARTY TRADING PLATFORMS AND WALK YOU THROUGH THE ACCOUNT SETUP PROCESS, WE DO NOT ENDORSE ANY SPECIFIC THIRD PARTY TRADING PLATFORMS. YOU AGREE THAT YOU ACCESS THOSE PLATFORMS AT YOUR OWN RISK.  WE MAKE NO REPRESENTATIONS OR WARRANTIES IN RESPECT OF ANY SUCH THIRD PARTY TRADING PLATFORMS.

WHILE OUR COURSES MAY PROVIDE OPTIONS AND INFORMATION ON HOW OR WHERE TO STORE OR TRADE CRYPTOCURRENCIES, YOU ACCEPT ALL RISKS ARISING FROM OR ASSOCIATED WITH SUCH TRADING PLATFORMS AND STORAGE METHODS.

YOU ACCEPT ALL RISKS IN RESPECT OF LOST OR STOLEN CRYPTOCURRENCIES. YOU AGREE AND UNDERSTAND THAT GIVEN THE NATURE OF CRYPTOCURRENCIES THEY CAN BE LOST OR STOLEN IF YOU LOSE PASSWORDS, PASSPHRASES, USERNAMES, WALLET ADDRESSES AND THE LIKE. YOU ACCEPT ALL LIABLITY AND RESPONSIBILITY FOR ANY SUCH LOST OR STOLEN CRYPTOCURRENCIES. 

YOU AGREE AND ACKNOWLEDGE THAT HILLORIE LE AND ANY OTHER INDIVIDUAL WHO IS FEATURED IN VIDEOS ON THE PLATFORM, OR ON OUR SOCIAL MEDIA FEEDS, OR IN ANY WAY CONNECTED THERETO, ACT ON BEHALF OF CRYPTO TO RICHES TRADING EDUCATION LTD. 

NOTHING PUBLISHED ON OUR PLATFORM, WEBSITES, WRITTEN IN EMAILS, PUBLISHED ON OUR OR IN CONNECTION WITH OUR SOCIAL MEDIA FEEDS SHOULD BE CONSTRUED AS SPECIFIC INVESTMENT OR FINANCIAL ADVICE IN YOUR CIRCUMSTANCES, OR ADVICE TO EITHER BUY OR SELL VARIOUS CRYPTOCURRENCIES OR OTHER ASSETS. ACCORDINGLY, YOU ACCEPT ALL RISKS ASSOCIATED WITH ANY DECISION TO BUY OR SELL CRYPTOCURRENCIES AND OTHER FINANCIAL ASSETS.  FOR GREATER CLARITY, NONE OF OUR COURSES, PUBLICATIONS, MARKETING MATERIALS OR SOCIAL MEDIA FEEDS, ARE, NOR ARE THEY INTENDED TO BE, FINANCIAL OR INVESTMENT ADVICE.

WITHOUT LIMITING ANY OTHER SECTION OF THESE TERMS, YOU AGREE THAT WE SHALL NOT BE RESPONSIBLE FOR ANY DAMAGES YOU SUFFER, HOWSOEVER CAUSED, ARISING FROM THE ACTS OR OMISSIONS, INCLUDING THE NEGLIGENT ACTS OR OMISSIONS, OF OTHER USERS ON THE  PLATFORM, THIRD PARTY SOFTWARE PROVIDERS (INCLUDING FOR EXAMPLE DIGITAL WALLET PROVIDERS AND OPEN SOURCE OR OTHER BLOCKCHAIN SOFTWARE PROVIDERS, CRYPTOCURRENCY EXCHANGES AND THINKIFIC), OUR INDEPENDENT CONTRACTORS, PAYMENT PROCESSORS OR THIRD-PARTY SERVICE PROVIDERS.

YOU AGREE THAT, WHILE WE STRIVE TO HAVE THE PLATFORM ERROR FREE AND UNINTERRUPTED, WE DO NOT GUARANTEE THE ABSENCE OF ERRORS OR INTERRUPTIONS. YOU AGREE THAT WE SHALL NOT BE HELD LIABLE FOR ANY DAMAGE SUCH ERRORS OR INTERRUPTIONS MAY CAUSE. WE MAKE NO REPRESENTATIONS AND GRANT NO WARRANTIES AS TO THE UPTIME OF THE  PLATFORM.   WE MAY ALSO PERFORM SCHEDULED MAINTENANCE WHICH WILL RESULT IN THE PLATFORM BEING UNAVAILABLE FOR CERTAIN PERIODS OF TIME. 

YOU FURTHER AGREE THAT, WHILE WE AIM TO SHARE CONTENT THAT IS UPDATED AND FREE FROM ERROR ON OUR PLATFORM, WE DO NOT GUARANTEE THAT OUR CONTENT IS ACCURATE, COMPLETE, UP-TO-DATE, OR TIMELESS. YOU AGREE TO NOT RELY ENTIRELY ON WHAT WE SHARE AND ACCEPT THAT SOME OF OUR CONTENT MAY BE INCORRECT OR OUTDATED. WE DO NOT GIVE ANY WARRANTY OR OTHER ASSURANCES AS TO THE CONTENT OR MATERIALS FOUND, CONTAINED WITHIN, OR PLACED ON OUR WEBSITES, PRODUCTS, SOCIAL MEDIA, OR ANY OTHER PUBLICATIONS. WE DO NOT GUARANTEE THE FITNESS FOR ANY PARTICULAR PURPOSE OF OUR CONTENT, NOR DO WE GUARANTEE THAT IT IS SUITABLE FOR YOU. YOU AGREE TO NOT HOLD US LIABLE FOR ANY DAMAGE OR LOSS YOU MAY SUFFER FROM FOLLOWING, RELYING ON, OR CONSUMING THE AFOREMENTIONED CONTENT. THE LANDSCAPE AND MARKET FOR CRYPTOCURRENCIES, VIRTUAL CURRENCIES, FINANCIAL ASSETS, AND DIGITAL ASSETS ARE RAPIDLY CHANGING AND OUR CONTENT MAY BECOME UNUSABLE, OUT-OF-DATE, OR OBSOLETE.

Limitation of our Liability

YOU AGREE THAT TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL WE, OUR SHAREHOLDERS, DIRECTORS, OUR EMPLOYEES OR OUR CONTRACTORS (INCLUDING BUT NOT LIMITED TO HILLORIE LE, INDIVIDUALLY) BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, EXEMPLARY OR CONSEQUENTIAL DAMAGES, HOWSOEVER CAUSED, INCLUDING BY NEGLIGENCE OR OTHERWISE, REGARDLESS OF LEGAL THEORY AND WHETHER OR NOT WE HAVE BEEN WARNED OF THE POSSIBILITY OF SUCH DAMAGES AND WHETHER THOSE DAMAGES WERE FORESEEABLE OR NOT.

IF YOU ARE DISSATISFIED WITH THE  PLATFORM, OUR COURSES OR DO NOT AGREE WITH ANY PART OF THESE TERMS, OR HAVE ANY OTHER DISPUTE OR CLAIM WITH OR AGAINST US, OUR SHAREHOLDERS, OUR DIRECTORS OUR EMPLOYEES, OUR CONTRACTORS OR HILLORIE LE, THEN YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE ACCESSING AND USING THE  PLATFORM AND OUR COURSES.

IN ADDITION TO YOUR AGREEMENT TO NOT HOLD THE ABOVE ENTITIES AND PERSONS LIABLE FOR ANY DAMAGES, IN THE EVENT A COURT OR ARBITRATOR OF COMPETENT JURISDICTION DECLINES TO UPHOLD SAID CLAUSE, YOU AGREE THAT IN NO CIRCUMSTANCES SHALL OUR (OR ANY OF THE PARTIES OR INDIVIDUALS LISTED ABOVE) AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS RELATING TO OR IN ANY WAY ARISING FROM THE USE OF THE  PLATFORM, OR IN ANY WAY RELATED TO THESE TERMS, BE MORE THAN THE VALUE OF ANY COURSES YOU HAVE DIRECTLY PAID FOR IN THE PREVIOUS TWO (2) MONTHS FROM THE DATE YOU FIRST RAISED YOUR CLAIM WITH US.

YOU AGREE AND ACKNOWLEDGE THAT WE WOULD NOT ENTER INTO THIS AGREEMENT OR GRANT ACCESS TO THE  PLATFORM, OUR CONTENT OR OUR COURSES WITHOUT THESE RESTRICTIONS AND LIMITATIONS ON OUR LIABILITY.

Indemnification 

YOU AGREE TO INDEMNIFY US, OUR SHAREHOLDERS, DIRECTORS, EMPLOYEES, CONTRACTORS AND HILLORIE LE, AND TO DEFEND AND HOLD EACH OF THEM HARMLESS, FROM ANY AND ALL CLAIMS AND LIABILITIES (INCLUDING REASONABLE LEGAL FEES) WHICH MAY ARISE FROM (I) YOUR VIOLATION OF THESE TERMS OR ANY POLICY INCORPORATED BY REFERENCE; (II) YOUR VIOLATION OF ANY THIRD-PARTY RIGHT; (III) ANY BREACH OF A REPRESENTATION OR WARRANTY MADE BY YOU TO US, EITHER IN THESE TERMS, PRIVACY POLICY OR OTHERWISE; AND (IV) ANY CLAIM FOR DAMAGES SUFFERED BY ANOTHER USER OF OUR PLATFORM OR OUR COURSES, WHICH YOU CAUSED OR CONTRIBUTED TO.

Proprietary Rights 

The  Platform contains open source and public domain content, licenced content as well as proprietary content owned by us and by third parties.  You are not permitted to copy, use or distribute any content (including but not limited to text, videos, audio, course contents, spreadsheets, checklists, journals, calculators, PDFs, software code, images, or trademarks) on the Platform without the express consent of the owner. 

All rights, title and interest in and to the Platform and course contents are and will remain the exclusive property of Crypto to Riches Trading Education Ltd. and our licensors.

The Platform and all content thereon are protected by copyright, trademark and other laws of Canada, the United States and foreign countries.   You agree not to reproduce, modify or prepare derivative works, distribute, sell, transfer, publicly display, publicly perform, transmit, or otherwise use the Platform or any course content or materials thereon, without our express written consent.  

You are not permitted to use any trademark or trade name of Crypto to Riches Trading Education Ltd., including our logo, without our express permission.

Your Content

The Platform may permit you and other users the ability to upload and post content ("User Content"). You own your User Content. While it may be displayed publicly on the Platform, you can request that we delete your User Content at any time. We do not pre-screen User Content uploaded or posted to the Platform by you or other users. 

You hereby grant us a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any of your User Content that you post or upload to the Platform in order to facilitate the ordinary use of the Platform.  Our license to use that content ends when it is deleted from the Platform. 

Copyright Notice

If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on the Platform, please notify via email. While we take no responsibility for any user who breaches your copyright or other intellectual property rights, we may, in our sole discretion and without liability, undertake to attempt to contact the infringer on your behalf and/or cancel the infringer's account.

Linked and Referenced Sites

Whether or not we are affiliated with websites or third-party vendors that may be linked to the Platform, you agree that we are not responsible for their content.  Internet links found on the Platform, whether posted by us or a third party, are not an endorsement and we do not represent or warrant the accuracy or truth of the contents, or endorse the products, services or information found on said websites.  Websites and other third parties referred to or referenced on the  Platform are not an endorsement and are provided solely as a convenience to you. We have not reviewed these external websites, links, third party platforms for accuracy, we do not control are not responsible for any of these sites or their content. You access those links and corresponding websites at your own risk.

You agree and acknowledge that in some instances our website or social media content may provide information on third party platforms (including crypto trading platforms) products and services, and that in doing so, we may provide affiliate (or referral) links, which, when you click, may entitle us to be paid fees from the applicable vendor. You agree that we may receive such payments. 

Law of the Contract (Governing Law) and Jurisdiction. 

These Terms, all documents incorporated by reference and your relationship with us shall be governed by, construed and enforced in accordance with the laws of the Province of Ontario, Canada, (and any Canadian federal laws applicable therein) as it is applied to agreements entered into and to be performed entirely within such province. 

You hereby agree to irrevocably and unconditionally submit to the exclusive jurisdiction of the courts and tribunals of Ontario, Canada (including the Federal courts and tribunals as applicable therein) to settle any disputes arising out of or in any way related to these Terms, all documents incorporated by reference and your relationship with us.  

Severability 

If any provision of these Terms are found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.

No Interpretation Against Drafter

If an ambiguity or question of intent arises with respect to any provision of these Terms, the Terms shall be construed as if drafted jointly by the parties and no presumption or burden of proof will arise favouring or disfavouring either party by virtue of authorship of any of the provisions of these Terms.

Waiver of Class Proceedings and Trial By Jury

To the extent permitted by law, you hereby waive your right to participate in any class action lawsuits against us, our contractors, employees, directors, officers, shareholders, successors and assigns.   To the extent permitted by law, you further waive any right to a trial by jury, should such a right exist, in relation to any legal dispute connected to or in any way arising out of these Terms.

Incorporation by Reference

All policies referred to in these Terms or anywhere on the Platform are hereby incorporated by reference, including but not limited to our Privacy Policy.

Termination

Though we would much rather you stay, you can stop using the Platform at any time. Please contact us to learn more about terminating your account.  Notwithstanding your decision to delete your account or nor longer use the  Platform, you agree to pay all fees and taxes as set out in these Terms and as posted on our website and the Platform.

We also reserve the right to suspend your account or access to the Platform at any time, with or without reason or cause, and with or without notice.  

The cancellation, suspension or termination of access to the Platform shall not terminate this agreement.  In particular, and without limiting the generality of the foregoing, any provision concerning the limitation of our liability, your indemnification obligations, settling disputes (including the jurisdiction and choice of law) shall remain binding.

Assignment of this Agreement

These Terms shall ensure to the benefit of and is binding upon the parties and their respective successors and permitted assigns. You agree that we may assign this agreement to any successor or assignee, whether pursuant to the purchase of the Platform by a third party, the transfer of control of our company or otherwise. 

Right to Seek Injunction

Violation of these Terms may cause us irreparable harm and, therefore, you agree that we will be entitled to seek extraordinary relief including, but not limited to, temporary restraining orders, preliminary injunctions and permanent injunctions without the necessity of posting a bond or other security, in addition to and without prejudice to any other rights or remedies that we may have for a breach of these Terms.

Waiver

Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

New Features

Any new features that augment or enhance the current the Platform, including the release of new versions, new courses, new products or services, tools and resources, shall be subject to these Terms.